Klosters Capital, LLC (“us,” “we,” or “our”) provides financial advisory services to individuals and companies (the “Service”).
This page informs you about our policies regarding the collection, use, and disclosure of personal data when you use our Service and your choices regarding this information.
We use your information to provide and improve our Service. By using our Service, you agree to the use and collection of this information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in the Terms and Conditions stated on our website. http://www.klosters-capital.com/

Definitions:

• Service: Financial services provided by Klosters Capital LLC and the website https://www.Klosters-capital.com operated by Klosters Capital, LLC
• Personal Data: Information about an individual person by which they can be identified (or other information in our possession or likely to come into our possession).
• Use of Information: Information collected automatically, whether generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a visit).
• Cookies: Information collected on your device (computer or mobile phone).
• Information Controller: An individual or legal person (whether alone or jointly with others) who determines how this personal information is, or is to be, processed. For the purposes of this Privacy Policy, we are the Data Controller of your Personal Data.
• Information Processor (or Service Provider): Any natural or legal person who processes information on behalf of the Data Controller. We may use the services of various providers to process your information more efficiently.
• Data Subject (or User): Any individual who is using our Service and is subject to providing Personal Information.

Collection and Use of Information
We collect different types of information for different purposes to provide and improve our service to you.

Types of Information Collected
Personal Information
In connection with the provision of products and services, we collect non-public personal information about you that can be used to contact or identify you (Personal Information) from the following sources:

• Information we receive from you through applications or other forms (for example: investment/insurance applications, new account forms, and other forms and agreements);
• Information about your transactions with us or others (for example, broker/dealers, clearing houses, or other investment funders); and
• Information we receive from consumer agencies (e.g., credit bureaus), as well as other materials that we may use to provide a good recommendation or fulfill a requested service.

Personally identifiable information may include, but is not limited to:

• Email
• First and last name
• Phone number
• Address, State, Province, Postal Code, City

We may use your Personal Information to contact you with newsletters, marketing, or other promotions and information that may be of interest to you. You can choose to review some or all of these communications by following the unsubscribe link or instructions in any email we send.

Use of Information
Klosters Capital, LLC uses the information collected for several purposes:

• Provide and maintain our Service
• Notify about changes to our Service
• Provide customer support
• Gather analysis or valuable information to improve our Service
• Monitor the use of our Service
• Detect, prevent and address technical problems
• Provide information about special offers and general information about other goods, services, and events we offer that are similar to those you have already purchased; unless you prefer not to receive this type of information.

Legal regulation of the processing of personal information under the General Data Protection Regulation (GDPR)
If you are a resident of the European Union (EU), Klosters Capital, LLC may collect and use the personal information described in this Privacy Policy depending on the Personal Data we have collected and the specific context in which it was collected.
Klosters Capital, LLC has the right to process your Personal Information because:

• It is necessary to formalize a contract with you
• You have given us permission to do so.
• The process is in our legitimate interest and is not overridden by your rights.
• To comply with the law

Data Retention
Klosters Capital, LLC will retain your Personal Data only if necessary under this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligation (for example, if we are required to retain your information to comply with applicable laws, including, but not limited to, the Investment Advisory Act of 1940, resolve disputes and enforce our legal agreements and policies.

Klosters Capital, LLC will also retain Usage Information for internal analysis purposes. Usage Information is generally retained for a short period of time, except when this information is used to enhance the security or to improve the functionality of our Service, or when we are required by law to retain this information for longer periods of time.

Data transmission
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

If you are located outside of the United States and choose to provide information to us, please note that we transfer the information, including Personal Data, to the United States and process it there.

Your consent to this Privacy Policy followed by your acceptance of this information constitutes your agreement to such transmission.

Klosters Capital, LLC will take all necessary measures to ensure that your information is treated securely and in accordance with this Privacy Policy; no personal information will be transferred to an organization or country unless there are adequate controls in place, including the security of the data and personal information.

Data Disclosure
Revelation for Law Enforcement
Under certain circumstances, Klosters Capital, LLC may be required to disclose your personal data by law or in response to a valid request from public authorities (e.g., a court or government agency).

Legal Requirements
Klosters Capital, LLC may disclose your personal data in good faith belief that such action is necessary:

• To comply with a legal obligation
• To protect and defend the rights or property of Klosters Capital, LLC
• To prevent or investigate possible errors related to the Service
• To protect the personal safety of service users or the public
• To protect yourself from legal liability

Data Security
The security of your data is important to us, but remember that neither Internet transmission nor electronic storage methods are 100% secure. While we strive for the proper commercial use of your personal data, we cannot guarantee its absolute security.

Data Protection Rights under the General Data Protection Regulation (GDPR)
If you are a resident of the European Union (EU), you have certain data protection rights. Klosters Capital, LLC intends to take steps to allow you to correct, amend, erase, or limit the use of your Personal Data.

If you wish to be informed about what personal data we hold about you and if you would like it to be deleted from our system, please contact us.

In certain circumstances you have the following data protection rights:

Right to access, update, or delete the information we have about you. When possible, you can access, update, or request deletion of your personal information.
Right of rectification. You have the right to have your information corrected if it is incorrect or incomplete.
Right to object. You have the right to object to the processing of your personal data.
Right of restriction. You have the right to request that the processing of your personal information be restricted.
Right to data portability. You have the right to receive a copy of the information we hold about you in a common, structured, and machine-readable format.
Right to withdraw consent. You also have the right to withdraw your consent at any time where Klosters Capital relied on your consent to process your personal information.

Please note that we may ask you to verify your identity before responding to these requests.
You have the right to complain to the Data Protection Authority about the collection and use of your personal data. For more information, please contact your local data protection authority in the European Union (EU).

Service Provider
We may employ third-party companies and individuals to facilitate our Service (“Service Providers”).
These third parties have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use such information for any other purpose.

Links to other websites
Our Service may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third-party's website. We strongly encourage you to review the Privacy Policy of any website you visit.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

Children's Privacy
Our Service is not directed to anyone under the age of 18 (“Children”)
We do not knowingly collect personally identifiable information from anyone under 18 years of age. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we discover that we have collected personal information from children without verification of parental consent, we will take appropriate steps to delete that information from our servers.

Changes to this Privacy Policy
We may update our Privacy Policy periodically, in which case we will notify you of any changes by posting the revised Privacy Policy on this page.
We will notify you via email and/or a featured notice of our service before the change becomes effective and will update the "effective date" at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy will be effective when they are posted on this page.

Contact us
If you have any questions about this Privacy Policy, please contact us:
• Email: info@klosters-capital.com
• Phone: 305-907-3421